College is expensive. The average graduate leaves college with tens of thousands of dollars in debt, and many parents hold a large portion of that student debt burden. Unfortunately the cost of attendance continues to rise. Whether you are an undergrad fresh out of high school or want to go back for a degree of any kind, student loans are probably a part of the equation.
If you are able to get through school without debt, you will be much better off in the long-run. But if, like most people, you do need to borrow, the type of loan you need could be influenced by your credit score.

Darryl founded Smith Financial Advisors Inc. in 2006 after over 30 years experience in financial services including Mergers & Acquisitions, Investment Banking and traditional Commercial Banking activities at Bank One. Smith Financial Advisors is a Registered Investment Advisor in the State of Illinois. The firm specializes in Investment management, financial planning, and retirement planning.