Whether the month lasts longer than your paycheck does or a sudden emergency expense pops up, sometimes you may need a small loan for extra cash.
The good news is that there are plenty of options for small loans with bad credit. The bad news is that many of these loans are financially risky and can put you in a worse position than when you started.
That?s why you need to be strategic about getting a loan if you have bad credit.

Darryl founded Smith Financial Advisors Inc. in 2006 after over 30 years experience in financial services including Mergers & Acquisitions, Investment Banking and traditional Commercial Banking activities at Bank One. Smith Financial Advisors is a Registered Investment Advisor in the State of Illinois. The firm specializes in Investment management, financial planning, and retirement planning.