How to get a student loan with bad credit and no cosigner?

College expenses accumulate quickly, so there is a good chance you will require some help paying for your education. Maybe mom and dad are chipping in, but tuition, books, housing, and other related expenses might tax their generosity.
Independent loans are available for your education, but to qualify, you’ll need to demonstrate a solid credit history. Your credit worthiness is gauged by your overall ?credit score.? Simply put, a number is assigned to you based on the results of every credit interaction you have ever had.
If your credit behavior has been responsible, and reflects a long history of paying your bills on time, the number will be high.For every negative credit entry, like a late payment or loan default, your score goes down.Credit performance is also judged using criteria like diversity and duration, which can be problematic for young people.

Darryl founded Smith Financial Advisors Inc. in 2006 after over 30 years experience in financial services including Mergers & Acquisitions, Investment Banking and traditional Commercial Banking activities at Bank One. Smith Financial Advisors is a Registered Investment Advisor in the State of Illinois. The firm specializes in Investment management, financial planning, and retirement planning.