Lenders know your credit score, and you should too. When you?re applying for a loan, that three-digit FICO score is going to play a big role in whether or not you?re approved. If you don?t know your FICO score, there are plenty of ways you can find it. You can check your credit score for free using Experian?s FreeCreditReport.com site; you can ask your bank if they provide free credit scores; you can even request one directly from FICO themselves?though they?ll make you pay for it.

Darryl founded Smith Financial Advisors Inc. in 2006 after over 30 years experience in financial services including Mergers & Acquisitions, Investment Banking and traditional Commercial Banking activities at Bank One. Smith Financial Advisors is a Registered Investment Advisor in the State of Illinois. The firm specializes in Investment management, financial planning, and retirement planning.